Analyse Australian property like an investment committee.
This is not "AI tells you what to buy." It's a preparation system: organise the numbers, test the cash flow, check the suburb and supply risks, find the missing documents, and build better questions — so the conversation with your broker, accountant or solicitor starts ten steps ahead.
AI Property Deal Check
Test cash flow, rent, expenses, loan assumptions and risk flags before you inspect.
Open tool ↗Borrowing Capacity Prep
Organise income, debts, dependants, equity and documents before the broker call.
Open tool ↗Suburb Risk Analysis
Supply, vacancy, flood, zoning, comparable sales and rental evidence — in one file.
Open tool ↗Off-the-Plan Due Diligence
Valuation shortfall, settlement, body corp, developer and rental-guarantee risk.
Open tool ↗Portfolio Analysis Tool
Enter your properties and get a structured portfolio snapshot. Free, in your browser.
Open tool ↗Quarterly Bookkeeping & BAS Prep
Pull Xero or QuickBooks, categorise per property, and prep the BAS pack for your tax agent.
Open tool ↗Short-Stay & Airbnb Expense Tracker
Track short-stay income and expenses, occupancy and net per night, and prep the tax pack.
Open tool ↗AI Property Appraisal
Turn an address and a few comparable sales into an indicative value range — with the reasoning shown.
Open tool ↗Comparable Sales Price Check
Test whether an asking or contract price is Over, Fair or Under recent comparable sales.
Open tool ↗Borrowing Power Estimate
A conservative, indicative borrowing-capacity range to shape your budget before the broker call.
Open tool ↗Servicing Compliance Check
An independent, policy-neutral serviceability check on a specific loan, with the workings shown.
Open tool ↗Self-Employed Lending Pack
Build the exact accountant document pack a self-employed borrower needs, tailored to the entity structure.
Open tool ↗Capital Gains / Sale Planner
Model cost base, gross gain, CGT per owner and net proceeds before you speak to your tax agent.
Open tool ↗Renovation Risk & Profit Test
Cost blowout risks, compliance checks, builder questions and a profit test before you commit.
Open tool ↗Buyer's Agent Brief
A structured brief so a buyer's agent searches for the right property, not a generic one.
Open tool ↗Property Manager Prep
The rental-appraisal, fee and process questions to ask before you appoint a property manager.
Open tool ↗Due Diligence Risk Scan
A pre-offer red-flag scan across contract, building & pest, strata, zoning and finance — with severity ratings.
Open tool ↗The Investment Committee
An all-angles meta-review — value, cash flow, market, risk, finance and tax — that lands one verdict: PROCEED / INVESTIGATE / PASS.
Open tool ↗Accountant Prep
The tax-relevant facts, deductions and the exact questions to put to your tax agent — before the appointment.
Open tool ↗Tax-Year Prep (EOFY)
Organise your investment-property records for end of financial year, with a capital-vs-repair and audit-substantiation check.
Open tool ↗These tools are for preparation and education only. They do not replace credit assessment, financial advice, tax advice, legal review or lender policy checks. Verify everything with qualified professionals. Finance on the Coast is a subdivision of Model Mortgages Pty Ltd (ABN 82 108 681 063), Australian Credit Licence 387460.
Numbers organised? The lending structure still needs a human.
AI can prepare the property summary, the assumptions and the risk questions. A credit specialist structures the actual deal — borrowing capacity, lender policy, income treatment, loan structure and the application strategy. Bring your prepared file when it's time.
Book a lending structure call →