Appraise any Australian property in 60 seconds.
A free AI skill — my own, not a borrowed plugin — that lays out any property like a valuer's report and hands you a branded PDF: subject summary, real comparable sales, and a low / most-likely / high value range. Install it once, run it on any address. Below: how to set it up, and a real one it produced.
A proper appraisal takes hours. Most buyers skip it.
A competent first-pass appraisal used to take two to four hours per property — pull the comparable sales, adjust for condition, cross-check the price per square metre, model the value range. Most buyers do none of it. They read the listing, ask a friend if the suburb's "good," and make an offer.
That worked when rates sat near zero and prices only went up. The serviceability buffer is now 3% above the lending rate, and the maths changed for everyone. The deals that survive an honest appraisal are the only ones worth spending professional fees on.
Two skills: the analysis, then the branded report.
Give it an Australian address and recent comparable sales, and two skills work in sequence. property-appraisal does the thinking — subject summary, a comparable-sales table (real sales only, it never invents one), direct-comparison reasoning, and a low / most-likely / high value range. Then create-appraisal-report takes that analysis and lays it out as a clean, branded report page — which you save as a PDF in two clicks. Photos are optional: add your own if you have the rights to them. It's preparation, not a certified valuation.
Five minutes. You only do this once.
Run the analysis, then build the report.
Open a new chat and run the first skill for the numbers. Paste your Australian address — it asks a couple of clarifying questions (the comparable sales, the purpose) before it starts. Don't skip them; the questions you can't answer are the ones to research before you offer.
/property-appraisalThen paste: your address, and 4–8 recent nearby sold properties with their prices, dates and source.
Happy with the numbers? Run the second skill. It reuses that analysis and lays the whole thing out as a branded report page — with a spot to drop in your own photos if you want them.
/create-appraisal-reportIt builds a self-contained HTML report — cover, subject summary, comparable-sales cards and a value number-line, in the 66 Days brand.
Open the report, then Print → Save as PDF.
The second skill hands you a finished HTML report. Open it in any browser and use Print → Save as PDF — that option is built into every browser on Mac, Windows and Linux, so there's nothing to install. You get a clean, branded PDF to save or send.
An indicative range — with its reasoning shown.
Point it at a property — say an original 3-bed with a pool on a big block in a tightly held cul-de-sac — and it comes back with an indicative range, not a single number, anchored on the recent nearby sales you give it and laid out comp by comp so you can see how it got there.
The part that matters is how honestly it reads the place. It sits the value below the renovated 5–6 bed homes on the street, and flags exactly what you'd have to confirm — interior condition (the biggest swing on a long-held home), whether there's covered parking, and any overlay. Medium–High confidence, stated plainly.
Sharpen the range.
Where it needs your judgement.
The data behind it is free — and public.
The appraisal runs on the comparable sales you give it — or the public "sold" records it looks up while you research. It never invents a sale.
Those sale prices ultimately come from your state's government land-titles register — the Valuer-General — the same records the big platforms license. In NSW you can pull them free; other states publish suburb medians. So you're not missing anything by not paying for a subscription: the authoritative data is public, and these tools stay free.
Spend your Saturdays on the listings that hold up.
Run it on the listings you're weighing and you can quickly set aside the ones that clearly don't stack up on the numbers — before you spend a Saturday on an inspection. The ones that hold up are the ones worth a closer look, and you go in with sharper questions for the agent, your broker or a valuer. It's preparation — general information, not a valuation or advice. That's the point, not the AI novelty.
Numbers organised? The lending structure still needs a human.
AI can prepare the property summary, the assumptions and the risk questions. A credit specialist structures the actual deal — borrowing capacity, lender policy, income treatment, loan structure and the application strategy. Bring your prepared file when it's time.
Book a lending structure call →These tools are for preparation and education only. They do not replace credit assessment, financial advice, tax advice, legal review or lender policy checks. Verify everything with qualified professionals. Finance on the Coast is a subdivision of Model Mortgages Pty Ltd (ABN 82 108 681 063), Australian Credit Licence 387460.