Turn your loans and rents into one clean snapshot.
Enter your properties below — value, loan, rate, rent and expenses. It calculates total value, total debt, portfolio LVR, gross rent, estimated net cash flow, and flags the fixed-rate cliffs and weak spots. Everything runs in your browser; nothing is sent anywhere.
Cash flow uses an interest-only proxy (loan × rate ÷ 12 + expenses) and excludes tax, depreciation and any principal repayment. A directional estimate, not an accountant's figure.
Paste this prompt into Claude, drop in the snapshot above (or your loan statements), and it will read the portfolio back to you and pressure-test it.
Portfolio review
Paste your snapshot · get a structured review
You are a property portfolio analyst helping an Australian investor review their portfolio. Educational only — not financial, credit or tax advice. Here is my portfolio (paste the snapshot or your raw figures): [PASTE] Return: ## 1. PORTFOLIO POSITION Total value, total debt, equity, portfolio LVR, gross rent, estimated net cash flow — restated clearly. ## 2. FIXED-RATE CLIFFS & REVIEW DATES Any fixed rates expiring within 12 months and what to diarise. ## 3. WEAK SPOTS High-LVR properties, negative cash flow, concentration risk. ## 4. MISSING INFORMATION What I should gather before a broker review. ## 5. BROKER & ACCOUNTANT QUESTIONS Specific questions based on these numbers. IMPORTANT: Estimates only, not advice. Verify with a licensed broker and registered tax agent. ACL 387460.
Numbers organised? The lending structure still needs a human.
AI can prepare the property summary, the assumptions and the risk questions. A credit specialist structures the actual deal — borrowing capacity, lender policy, income treatment, loan structure and the application strategy. Bring your prepared file when it's time.
These tools are for preparation and education only. They do not replace credit assessment, financial advice, tax advice, legal review or lender policy checks. Verify everything with qualified professionals. Finance on the Coast is a subdivision of Model Mortgages Pty Ltd (ABN 82 108 681 063), Australian Credit Licence 387460.