Put any deal in front of an investment committee.
A free AI skill — my own, not a borrowed plugin — that pressure-tests one property from six angles at once, the way an institutional committee signs off a deal. A valuer, an analyst, a strategist, an inspector, a lender and an accountant each give their read, argue both sides, then the room lands one verdict: Investigate further, or Pass. Install it once, run it on any property.
Institutions never buy on one opinion. Retail buyers do.
A fund won't touch an asset until it's survived a room full of people paid to find the flaw — the valuer who thinks it's overpriced, the analyst who models the bad year, the lender who won't fund it. Retail buyers get one agent, one inspection and a gut feeling, then commit hundreds of thousands of dollars.
You can't hire that room. But you can run the deal past all six seats in a minute and see where they disagree — because the disagreement is the due diligence.
Six expert reads, then one decision.
You give it a property — address, type, price and purpose are enough to start. Six committee members each return a short read: the valuer on value, the analyst on cash flow, the strategist on the suburb, the inspector on risk, the lender on finance, the accountant on tax. Then the room lands a verdict — Investigate or Pass — with the three biggest risks and the questions to take to your professionals. It biases conservative and never invents a number.
Five minutes. You only do this once.
Type the command. Introduce the deal.
Open a new chat, type the command below, and give it the property. Address, type, price and purpose are enough to begin — add rent, comps, your income or known issues and the committee will use them and raise its confidence. Leave something out and it tells you it's missing rather than guessing.
/investment-committeeThen paste: address or suburb & state, property type and attributes, price, purpose — plus any rent, comparable sales, income or known issues you have.
Six reads, then the decision.
Why six voices beat one opinion.
The point isn't a score — it's the friction. Give the committee a deal and you'll often see the valuer call the price fair while the analyst shows it bleeds cash at a buffered rate, the strategist flags oversupply the agent never raised, and the lender quietly doubts it services. No single tool surfaces all of that at once.
And it defaults to caution on purpose. Missing rent, no comps, unknown income — the verdict comes back Investigate further, not a confident yes. It would rather send you off with four questions than hand you a false green light on half the facts.
Turn Investigate into a real answer.
What it won't decide for you.
You'll make the call the way the professionals do — with the whole room in front of you.
This is the capstone: run a shortlisted property past all six seats and you walk into the decision knowing exactly where it's strong, where it's fragile, and what to verify before you commit. Most deals come back Investigate or Pass — and the rare one that survives six sceptics is the one worth taking to a broker with confidence.
Numbers organised? The lending structure still needs a human.
AI can prepare the property summary, the assumptions and the risk questions. A credit specialist structures the actual deal — borrowing capacity, lender policy, income treatment, loan structure and the application strategy. Bring your prepared file when it's time.
Book a lending structure call →These tools are for preparation and education only. They do not replace credit assessment, financial advice, tax advice, legal review or lender policy checks. Verify everything with qualified professionals. Finance on the Coast is a subdivision of Model Mortgages Pty Ltd (ABN 82 108 681 063), Australian Credit Licence 387460.