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Day 02 · The Prompt SeriesLIVE

Build Your AustralianProperty StrategyAgent.

Most buyers brief an AI in two sentences and accept whatever comes back. The fix: set Claude up as a dedicated Project with your full investor profile, let it interview you, and generate a personalised strategy. Takes about seven minutes.

Why this matters

Why this matters

Most retail buyers who ask an AI for property advice paste three lines and accept whatever comes back. The output is generic by design. The AI has no idea what capital you have to deploy, what state you're buying in, whether you're an owner-occupier or investor, or what your borrowing position looks like.

When you set Claude up as a dedicated Project and let it interview you before generating anything, the output changes shape entirely. You get a strategy tied to your specific deposit, goals, state, buyer profile, and risk tolerance. Not a template. Your strategy.

This is the layer above the Day 01 analysis. It defines which properties are even worth running through the Day 01 screen in the first place.

The strategy that comes back is only as good as the inputs you put in. Put in everything.

What you're building

What you're building

The end result

A personalised Australian property strategy document covering your capital deployment plan, the buyer or investor archetype that fits your situation, target suburb profile, borrowing position assumptions, a 12-month action roadmap, and the three decisions you need to make first. All tied to the inputs you gave Claude in the interview.

What you need

Claude Pro ($27/month) — Projects is gated to the paid tier. Your investor profile written down: deposit available, monthly savings capacity, target price range, state, buyer type, primary goal. About ten minutes.

Step 01

Three clicks.One Project.Once.

You only do this once. The Project stays in your Claude sidebar and every new chat inside it inherits the context you give it in the next step.

i.Open Claude and go to Projects in the left sidebar.App
ii.Click New Project. Name it: Australian Property Strategy Agent.App
iii.Add a one-line description: Personalised Australian property strategy for [your buyer type].Done
Done. Your Strategy Agent lives in your Claude sidebar. Every chat inside it inherits everything you're about to give it.
Heads up

Projects only ships on Claude Pro and above. If your sidebar has no Projects link, you're on the free plan. Upgrade to Pro before continuing. Day 01 works on the free tier — Day 02 onwards needs Pro.

01
The Prompt

Profile agent

Australian buyer profile · paste once into your Project · foundation for everything that follows

Copy & Paste
I want you to act as my Australian property strategy agent. Before you generate anything, read my full profile and interview me.

MY PROFILE:

I am a [your age]-year-old [your employment type: PAYG / self-employed / business owner] based in [your state].

Buyer type: [first home buyer / owner-occupier upgrader / investor / rentvesting / other]

Available deposit today: $[amount] — this is [cash savings / equity release / gift / combination]

Monthly savings capacity after all living expenses: $[amount]

Target purchase price range: $[min] to $[max]

Target location: [suburb / city / state / flexible]

Primary goal: [owner-occupy / build a rental portfolio / capital growth / cash flow / combination]

Risk tolerance: [low — ready properties only / medium — comfortable with some complexity / high — off-plan, complex structures fine]

Existing property: [none / own a PPOR / own [n] investment properties]

Existing debt: [HECS $X / car loan $X / credit card limits $X / other mortgages $X]

Time horizon: [buying in the next 3 months / 6 months / 12 months / 2+ years]

Additional context: [returning expat, self-employed income complexity, SMSF consideration, renovation plans, partner involved, etc.]

---

Read my profile above. Then interview me before generating anything. Ask me the questions you need to produce a strategy that is genuinely mine, not a template. I will answer each question before you proceed.
Four sections. Replace every bracketed field with your actual situation. Vague inputs produce vague strategies.
A real run
Case Study

What a strategy interview actually surfaces.

A self-employed client came to me wanting to buy in Brisbane. He'd been looking for eight months, made two offers that fell through on finance, and was frustrated. I ran him through the Day 02 interview protocol before our call.

Three things the interview surfaced that changed the conversation entirely.

AI · Income AssessmentMost recent tax return shows $85,000 net profit. Prior year shows $62,000. Most lenders average the two years for self-employed borrowers: assessed income approximately $73,500. At standard serviceability that implies borrowing capacity around $440,000 — significantly below the $700,000 target range.
AI · Strategy MismatchStated goal is capital growth, but target suburbs are trading at gross yields below 3.5% at that price point. At current LVR the property is likely negatively geared by approximately $18,000 per year. Confirm with your accountant whether that structure suits your situation before committing.
AI · Timing SignalYou've been looking for eight months and made two offers that fell through at finance. Both times, finance was the issue — not the property. The strategy problem is upstream of the search. Resolve the borrowing capacity question with a broker before making another offer.

The income averaging flag led to a restructuring conversation with his accountant over the current financial year. He paused the search for two months, got a formal pre-approval at his actual borrowing capacity, and bought in month eleven at a price he could borrow.

Step 04 · Refine

Your first run is fine. Your fifth is sharp.

Tune 01

Update your profile as things change

Every time your deposit grows, your income changes, or the market shifts, update the profile in your Project. The strategy should evolve with your situation, not stay fixed at the point you first wrote it.

Tune 02

Add the broker conversation

After you speak to a broker, paste the key outputs into your Project: actual borrowing capacity, lender recommendations, policy flags. Now Claude's strategy works from real numbers, not estimates.

Tune 03

Run Day 01 on every property the strategy flags

The strategy tells you what to look for. Day 01 analyses every specific property you find. The two prompts work together — strategy sets the filter, Day 01 runs the screen.

Save it

Keep your strategy document inside the Project and update it quarterly. Your situation changes. The market changes. The strategy should reflect both. The interview you ran today is a baseline — not a plan you set and forget.

The honest bit

What it still gets wrong.

i.

Borrowing capacity is a signal, not a quote

Every figure Claude produces about your borrowing capacity is an assumption based on what you told it. Your actual capacity is lender-specific, assessor-specific, and changes with policy. Get a formal assessment from your broker.

ii.

Suburb recommendations are not research

Claude doesn't know what's currently listed, what's just sold, what the vacancy rate is this week, or what the local agent is seeing. The strategy sets a profile. You do the suburb research with current data.

iii.

Tax implications need an accountant

Negative gearing, depreciation schedules, CGT discount timing, and SMSF structures are not questions for an AI. The strategy will flag them. Your accountant answers them.

iv.

The strategy will reflect your biases

Claude will align with what you tell it you want. If you tell it you want capital growth, it will frame everything through that lens. Tell it your actual situation, including the parts that don't fit your preferred story.

The Workflow

How this stacks.

Day 02 defines the strategy. Day 01 screens each property against it. Day 03 stress-tests the finance assumptions before you brief a broker. Run them in order.

The week three vision

Before your first broker meeting.

You'll walk in with a strategy document, not a wish list.

You'll know your target price range, your deposit position at multiple LVR points, your total funds-to-complete, the suburb profile you're searching for, and the three questions you need answered before you make any commitment. Brokers notice the difference between a buyer who has done this work and one who hasn't. The conversation is different. The outcomes are different.

Coming next
03
Day 03 · live now

First Home Buyer Finance Readiness Check

The gap between what you think you can borrow and what a lender approves is where most first home buyer deals fall apart. Not at the property. At the finance. This prompt maps every variable in your position before you walk into a broker conversation or make an offer.

propertyaiOS

Prepare like a pro before the lending conversation.

Built by someone who has sat on both sides of the deal — formerly as an interest rate dealer and stockbroker reading how banks price risk, and now as a mortgage broker structuring the finance. That combination is rare. This series is what it produces.

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